What's In Your Account?
By: Lynn Bacon, CPLC, CRC, CFC
When my daughter turned 18, she finally had enough income to open a checking account. As all young people
eventually learn, you have to make sure that there is money in the account before you write a check. The
lessons are tough because they're not as simple as they seem and the lesson generally hurts financially and
emotionally. As you have already guessed, things turned into quite a mess before she figured out that deposit
comes first, THEN use the debit card!
make a deposit doesn't count!
It's not just our bank accounts that we need to make deposits into. We need to deposit into our families and
ourselves as well. It's even more important to do this now more than ever with our current economic
times. We are expecting more from our families because we're working harder to achieve enough to get by and
we're expecting more from our bodies by keeping longer hours and our emotions by allowing fear and worry to run
Taking care of ourselves and our families is of great importance if you are going to be any good to those around
you. Too many times we put ourselves last and we don't achieve the results that we are looking to achieve
because we don't have enough in us to give! It's just like being on an airplane and the flight attendants
remind us that in the event of a drop in cabin pressure that the oxygen masks will drop and to make sure that we
put ours on first and then attend to others. If we don't help ourselves first, we can't help others
So, how do we make deposits? Try some of these:
Have a picnic on the living room floor. Spread out a blanket and enjoy the time together.
Take a walk together and see who can find the most colorful leaf
Go to a Corn Maze
Have a family game night one night per week
Have family meetings - discuss what's going on. Address each item!
Watch a DVD together - make sure you have popcorn and Milk Duds!!
Volunteer as a family
Take a nap on a Sunday afternoon
Go through your old records or pictures
Go to the bookstore and get a coffee
Learn a new hobby - or revive an old one
Read a self-help book
Call a friend that you haven't talked to in awhile
Volunteer (this one adds a HUGE amount!)
Put a puzzle together
Take a walk somewhere interesting
Watch your favorite childhood movie
Go to a museum
There are thousands of things that you can add - be creative!